ANOTHER SCARE TACTIC
So the media now has jumped on the bandwagon saying that individual insurance coverage will be cancelled under Obama Care. The reason is because the individual policies did not fit the mandate of the health care bill.
Of course everyone has blown this out of proportion by saying that everyone’s health care will be jettisoned.
WRONG! WRONG AGAIN!
This is for Individual Plans. That is a person paying for their own insurance. When I was at BCNEPA 5 years ago, an Individual Policy cost nearly $600.00. a month with deductibles for Hospital, Doctors and Drugs. Plus, if you had a pre existing condition, you had a one year waiting period to get covered for that disease.
The Affordable Health Care Act, with its new stance on pre existing conditions makes that a moot question. If you get insurance now, you are covered under the act with pre existing conditions making your old policy not eligible under the Affordable Health Care Act. What the hell is wrong with that?
Furthermore, more than 270 million Americans who are covered by Company or group policies will keep their health care. Those people on individual plans who are losing their insurance will get a better deal.
People have been screaming about deductibles. Under individual and group plans, deductibles vary. Under my health care plan, which is the best offered by my company, I have a $2,000 hospital deductible. One man I was on the same floor with at Geisinger in Danville in March had a $20,000 deductible. That wasn’t because of Obama Care, it was the policy that was chosen and set by the insurer.
Health care is not free. And for people to wring their hands and say under Obama care deductibles will have to be paid, well guess what, we’re paying them now.
Did the President simplify things? Maybe.
But did he lie? No. Because this only deals with individual plans. And if people really looked and investigated, they’d see that under the new Health care Act, they would benefit more. Who wants to keep a health care plan that doesn’t allow for pre existing conditions or one that makes you wait a year? C’mon guys, quit believing the hysteria.